NAB Small Business Connect and Learn

  • June 7, 2022
February 15, 2023 @ 11:00 am – 12:00 pm Australia/Sydney Timezone
NAB Small Business Connect and Learn

Dear Oxbridge Partners and Affiliates,

As one of the top brokers for NAB we have been invited to an exclusive complimentary morning tea in Brisbane.

Date: Wednesday 15th Mar 2023
Time: 10am – 11am
Address: 309 Herston Road Herston QLD 4006, Victoria Park Country Golf Club
RSVP: Gloria Acikelli 0452 673 081
Morning tea will be provided, please advise if you have any specific dietary requirements

– – Why NAB
– – Key commercial products and current promotions
– – Lending process
– – Case study and Q&A

Oxbridge Finance aims to give our brokers the highest split in the industry and the flexibility of having your own business.  Oxbridge receives an astonishing number of leads with over 5,500+ listings globally. Real estate leads are a great source of leads for mortgage and private finance brokers. In this session Oxbridge will outline some of the ways in which real estate and other referrals can significantly increase lead generation for your mortgage brokering and private finance business.

Currently about 60 members in Oxbridge are both DUAL Qualified in mortgage brokering and real estate. This is both rare and exceptional. VERY VERY few people are qualified in both in either industries.



Although the details around when and how brokers receive commission varies from lender to lender, generally speaking: Upfront commission: 0.65% (+GST) to 0.8% (+GST) Trail commission: 0.165% (+GST) to 0.275%+ (+GST)

As you can see, the upfront commission is the largest component of the commission. The broker receives this once your loan settles and you receive the funds for your mortgage. Trail commission is what the broker receives every month for the life of the loan. Usually, this trail is set at 0.15-0.45% per annum based on the remaining loan amount each year. To be clear, mortgage brokers don’t work for the banks, although there are some mortgage brokerages that are partly-owned by banks and larger lenders. You should ask the brokerage about this upfront so you’re fully informed. (Source

Working on a typical loan size of $750,000 and writing 20 loans in the first year. The commission received by the broker would be

$750,000 (20 x 0.70% + 20* 0.35%) = $105,000 (upfront) + $52,500 (Trail) = $157,500.

Top brokers in Australia (See receive well in excess each year of $3M upfront commission and at least 3x that in terms of trail commissions for the life of the loan. Several Oxbridge brokers are doing very well earning 6 figure commissions. Trail commission is really true passive income

The Oxbridge Team

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